Helpful Hints for your Home Insurance

• Valuables such as jewellery should be re-valued every 5 years because replacement costs can change over time.
• Common entry points for a burglar are glass sliding doors windows and via the roof - review your security measures such as door locks, window locks and alarm systems on a regular basis.
• If you under-insure your home and contents you could suffer a financial loss. You might find it costs only a little extra in premium to increase your cover for full replacement values on todays costs. We can assist you with determining these values.
• Even if you don’t own a dog consider hanging a ‘beware of the dog’ sign at your outside gate. It might be enough to steer a thief away from your home.
• Landlords - If you have an investment property you would be only too aware of the problems associated with being a landlord.
  
  Some of the problems include:
  • Damage caused by tenants
  • Loss of rent from tenant default
  • Departure of a tenant without notice

The good news is that there is a special Landlords’ Policy available to cover these problems. Ask us about it.