Horticultural Professional Indemnity
Professional Indemnity insurance protects a professional from financial loss, injury or damage arising from a mistake or failure by the professional to exercise the required level of skill. A professional may also be held to be liable for a mistake even though there was no negligence.
Who is a Professional?
Anyone who provides advice and/or services of a skilful character, according to an established discipline, can be regarded as a 'professional' in a legal sense.
The standard public/products liability cover will generally include cover in respect of advice given in conjunction with your product where there is "no fee for service": charged.
However once you provide advice and a separate "fee for service" is charged there would be no cover.
An example could be: You are requested to provide an expert opinion on a horticultural issue and to give a written report and for this you charge a fee.
For professional advice and an obligation free quotation please contact:
Phone: 03 8544 1600