Personal Travel Insurance

Travel insurance can protect you from financial loss associated with situations such as overseas health emergencies, flight cancellations or lost and stolen baggage. It is about being protected and ready for the unexpected and can cover you for unanticipated travel costs if specific events happen.

To discuss this further or to obtain an obligation free quotation, please contact:


Phone: 03 8544 1600

What can it cover?

Travel insurance vary in the benefits they provide. We can help you find the right product to suit your travel needs. But to give you an idea, here’s the type of cover that your policy may include:

Type of cover

Potential benefits

Overseas medical and evacuation cost

The prohibitive costs incurred for medical and evacuation costs if you become seriously ill or injured during a trip.

Flight cancellations and missed connections

The costs of needing to book additional flights and accommodation.

Rental car excess

The excess on a damaged or stolen rental vehicle.

Loss of deposits

Reimburses deposits on accommodation, flights or conferences if your trip is cancelled due to accident or illness.

Personal liability

Property damages you may have caused or been responsible for, or bodily damage where you are at fault.

What usually isn't covered?       

Exclusions and the excess you need to pay can vary greatly depending on your insurer. However, exclusions may include:

  • Some pre-existing conditions (your broker can explain these)
  • Refunds if your travel provider becomes insolvent
  • Pregnancy
  • Travelling against medical advice

There are other exclusions which we can outline for you.



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